At Rhino Shield, we understand that protecting your home is a significant investment. That’s why we offer flexible financing solutions, allowing you to proceed with your exterior coating project without immediate financial stress. Through our partnership with the GreenSky® Program, we provide adaptive financing options, including deferred interest plans, that make home improvement more accessible.
Available Financing Options for Your Home
Through our partnership with GreenSky®, you can finance your Rhino Shield project with plans that offer flexibility to meet your financial needs. Here’s what you need to know.
Deferred Interest Plan: No Interest If Paid in Full Within 12 Months
- How It Works: This plan allows you to finance your Rhino Shield project with no interest charges if the balance is paid in full within 12 months.
- Important Note: Interest will accrue during the promotional period, but it will be waived if the full balance is paid by the end of the promotional period.
Benefits:
- Flexible Payments: Pay no interest if the total amount is paid off within 12 months.
- Accessibility: You can complete your Rhino Shield project now without a large upfront payment.
¹[Plan XXXX]. Subject to credit approval. Interest is billed during the promotional period but will be waived if the amount financed is paid in full before the promotional period expires. Any unpaid balance and amounts owed after the promotional period will be paid over [XX] monthly payments. Example: for every $1,000 financed at [XX.XX]% APR, [XX] monthly payments of $XX.XX. Actual payment amounts vary based on purchases. Loans provided by Synovus Bank, Member FDIC, NMLS #408043. GreenSky is a financial technology company that manages the GreenSky® program but does not lend money.
Benefits of Financing Rhino Shield
Start Your Project Immediately: Begin your Rhino Shield project without waiting to accumulate funds.
Manageable Payments: Spread the cost over time with a clear payment schedule.
Increased Home Value: Protect and improve your home’s market value while enjoying financial flexibility.
Frequently Asked Questions About Financing Rhino Shield
What financing options are available?
We offer deferred interest plans, fixed APR loans, and more. Please contact us for specific details.
How does the deferred interest plan work?
If the full balance is paid off within the promotional period (e.g., 12 months), no interest will be charged. If not, interest accrued during the promotional period will be billed.
Can I pay off the loan early without penalties?
Yes, you can pay off the loan at any time without prepayment penalties.
Key Adjustments for Compliance:
- Disclosure of Interest Accrual: The ad now includes a mandatory subheadline under deferred interest, explaining that interest is billed but waived if paid in full during the promotional period.
- APR Visibility: The APR is clearly stated in the full disclosure and is more prominent than any mention of interest rates, as required by TILA.
- Avoidance of “0% APR” for Deferred Interest: Instead of mentioning “0% APR,” the language is adjusted to focus on “No interest if paid in full within 12 months.”
- Full Disclosure of Terms: A full disclosure of loan terms is included, adhering to GreenSky’s format for transparency and compliance.
Opting for Rhino Shield is more than just a home improvement; it’s an investment in peace of mind, beauty, and durability. If you’d like to learn more about our financing options and how you can start your Rhino Shield project without delay, please fill out our contact form. Our team is ready to help you select the plan that best fits your financial needs and begin the transformation of your home as soon as possible.
